Personal Deposit Accounts

You Have Options at Private Bank & Trust

At Private Bank & Trust, you get to choose the option that works best for YOU. We understand that one-size-does-not-fit-all does not work when it comes to banking, and we work with you to find the financial options that meet your needs and goals.

Account Details Simple Checking Private Plus Checking Private Personal Money Market Personal Savings
Amount to Open $100 $5,000 $10,000 $100
Earns Interest No Yes Yes Yes
Minimum Daily Balance none maintain $5,000 to avoid Service Charge maintain $10,000 to avoid Service Charge maintain $100 to avoid Service Charge
Statement Fee if not on e-statements $2 $2 Free $2
Online Banking and Bill Pay Yes Yes Yes Yes
Mobile Banking Yes Yes Yes Yes
Debit Card
Surcharge Free Debit Card Transactions
Yes Yes No No
Free Check Orders No Yes, Basic 1 per year Yes, Basic 1 per year No
Transaction Limits No No 6 debits/withdrawal per calendar month 6 debits/withdrawal per calendar month
Fee for each transaction over limit No No $15 $15